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Join Chris as he takes a detailed look at 3 key insurance ideas:

1 – Guaranteed Income Enhancer – today’s version of the “Insured annuity”.  Using pricing arbitrage to provide retirees the equivalent of 5-8% cashflow on a fully guaranteed basis, with less taxable income than a bond or GIC.

2 – CashBack Term – don’t treat term insurance like a commodity.  You can still offer extra value, and even some guaranteed cash value for no extra cost.  See where this idea fits.

3 – Critical Illness coverage – little known secrets in the Beneva CI portfolio that make it easier to implement with your clients.