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This session focuses on where Manulife tends to work best for clients with more complex needs. We’ll walk through practical examples across underwriting, permanent insurance design, conversions, and wellness based solutions, with a focus on how advisors can improve outcomes and open better planning conversations. The goal is to share ideas you can actually use, not product theory.

1 CE credit – under review (You must stay on for the full presentation to receive your credit)

**Ensure you enter your full first and last name into the registration form as this is what will be shown on your CE certificate.**