Collection, Use and Disclosure of Personal Information

The purpose for which IDC Worldsource Insurance Network Inc. (“IDCWIN”) will collect, use and disclose your personal information is central to our providing you with our services.

We believe that we cannot continue to provide you with those services if you object to our collecting, using and disclosing your information for those purposes.

IDCWIN will therefore consider that your continuing to maintain your account with us constitutes your consent to our continuing to collect, use and disclose your personal information.

In future, if IDCWIN identifies a new purpose for collecting, using or disclosing your information, we will seek your consent before doing so.

The Necessity for Personal Information

IDC Worldsource Insurance Network is one of Canada's leading Managing General Agencies (MGAs) and a division of Worldsource Wealth Management Inc., a fully integrated wealth management company that is focused on building financial prosperity.

Throughout the course of our relationship with you, your independent broker may collect personal information from you.

This information typically includes “know your client” information about your personal circumstances, including your financial situation and your investment objectives, as well as information about your investments, banking information, social insurance number and medical information.

IDCWIN uses such personal information only for the purposes of administering your account and complying with legal and regulatory requirements.

Disclosing Personal Information

We may provide information to companies that perform services on our behalf (such as preparing and mailing statements or processing payments).

We may also provide personal information to insurance carriers in which you invest or from which you obtain your insurance coverage, and receive information from them about your policy.

IDCWIN does not disclose your information to any other organizations to use for their own purposes, and in particular never sells or trades your personal information.

Administering Personal Information

Many independent brokers are also licensed to sell other products, and may wish to provide advice and services to you in that capacity.

If they do so, they are not acting on our behalf, and they will communicate with you themselves with respect to any other use or disclosure of the personal information they have collected.

Quebec Residents

In the Province of Quebec, for the “object” of administering your account and complying with legal and regulatory requirements, IDCWIN creates a file containing your personal information.

Only those employees whose job functions involve matters related to the “object” of the file will have access to this information.

If you wish to review or make changes to your file, you may do so by making a written request to 625 Cochrane Dr., Suite 700, Markham, Ontario, L3R 9R9.

Privacy Officer

If you have any comments, inquiries or complaints about our handling of your personal information, we encourage you to contact your advisor at his/her branch office.

Alternatively, you may contact our Privacy Officer at:

Eric Wachtel IDC Worldsource Insurance Network Inc.

5705 Cancross Court, Suite 200, Mississauga, Ontario L5R 3E9

Fax: (905)366-3877

E-mail: ewachtel@idcwin.ca